Conventional Loans
A widely used option for eligible borrowers purchasing or refinancing a primary home, second home, or investment property.
Ask a loan officer about requirements, costs, and availability for your situation.
Loan options
Start with your goal.
Buying, refinancing, or investing: explore the essentials, then work with a Vista loan officer to understand your options.
Purchase
Buy a home.
Whether you’re considering your first home or your next home, start with your goals, budget, and timeline. A Vista loan officer can help you explore the available financing options.
Things to discuss
- Your intended property use
- Your down payment and monthly budget
- Your timing and application questions
Refinance
Review your current mortgage.
Vista offers refinance programs. Start by discussing what you want to change about your financing and reviewing the terms and costs with a loan officer.
Things to discuss
- Your current loan and financing goals
- The costs of a new loan—not just its payment
- How long you expect to keep the property
Investment property
Finance your next investment.
Vista offers investment-property financing. Speak with an officer about the property, your goals, and the documentation required for the options available to you.
Things to discuss
- The property and intended use
- Your investment goals and timeline
- Program-specific qualification and documentation
Explore the loan programs.
These summaries are a starting point, not an eligibility determination or offer to lend.
FHA Loans
Financing backed by the Federal Housing Administration, with qualification guidelines that may fit eligible homebuyers.
Ask a loan officer about requirements, costs, and availability for your situation.
VA Loans
A home loan benefit for eligible veterans, active-duty service members, and certain surviving spouses.
Ask a loan officer about requirements, costs, and availability for your situation.
Non-QM Loans
Specialized financing that may consider alternative documentation or property cash flow for eligible borrowers and investors.
Ask a loan officer about requirements, costs, and availability for your situation.
Program availability and borrower eligibility are subject to applicable requirements. See Rize Mortgage licensing information.
Let’s talk about your next move.
Start with a conversation or explore the application options.